What does Citizens Bank of Cape Vincent
do with your personal information?

Download Privacy Policy Download PDF Version

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Citizens Bank of Cape Vincent chooses to share; and whether you can limit this sharing.

 

 Reasons we can share your personal information Does Citizens Bank of Cape Vincent Share?  Can you Limit Sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes - to offer our products and services to you. Yes No
For joint marketing with other financial companies. No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences. No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness. No We don't share
For non affiliates to market to you. No We don't share

Questions? Call 315-645-2115 or go to www.citizensbankofcapevincent.com

Who We Are
Who is providing this notice? Citizens Bank of Cape Vincent
What We Do
How does Citizens Bank of Cape Vincent protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Citizens Bank of Cape Vincent collect my personal information? We collect your personal information, for example, when you:
  • Open an Account
  • Apply for a Loan
  • Use credit or debit card
  • Provide account information
  • Make deposits or withdrawals from your account 
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for non affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
 What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Citizens Bank of Cape Vincent does not share with our affiliates.
Non affiliates Companies not related by common ownership or control. They can be financial and non financial companies.             
  • Citizens Bank of Cape Vincent does not share with non affiliates so they can market to you.
Joint Marketing The formal agreement between non affiliated financial companies that together market financial products or services to you.             
  • Citizens Bank of Cape Vincent doesn't jointly market.